Next Generation Investment Management

Company Overview

Cultivate Investments is a next-generation investment manager designed around people like you.

A new partnership with an educated clientele emphasizes respect for your intellect and life purpose.

We focus on aligned interests, investing a vast portion of our family wealth alongside yours.

Flexible thinking and original technology distinguish a classic value investment approach.

Learn how Cultivate Investments can help you fulfill your investment goals.

Loren Kinczel, Founder

Loren Kinczel founded Cultivate Financial Group LLC in 2017. He was previously Managing Director, Senior Research Analyst, and Executive Committee Member at Scharf Investments, a top-rated multibillion-dollar Registered Investment Advisor.

Loren graduated with honors from Harvard University with a Bachelor of Arts Degree and earned his MBA from the Haas School of Business at the University of California, Berkeley.

He is a Trustee for the UC Santa Cruz Foundation where he chairs the Investment & Finance Committee. He also serves as a member of the University of California Observatories Director’s Advisory Council.

He lives in Los Gatos, California with his wife and three children.

Loren Kinczel